Quick & Easy Business Funding
Qualify in an instant with no impact on your credit score
You qualify for funding if:
You have been in business for at least 6 months
Your business has a minimum of $15,000 per month in gross revenue
Your personal FICO credit score is above 500
Get up to
5 Million
Competitive
programs
Terms
Varies
Apply in
2 minutes
About Us
Since 2006, our company has been providing funding for small to medium size businesses. Through multiple funding programs, our company has earned a 95% approval rate by securing funding for all type of businesses throughout the nation. Being a one stop shop we also provide merchant services and have been in the credit card processing industry since 1999. Our company has earned the trust of thousands of business owners throughout the years. We strive for transparency and integrity. Our business’s core values makes it easy for customers to come back to us.
How does it work?
Fill out our quick 2 minute application
We find the best possible offer for your business
Receive the funds in your account in under 24 hours
Business Cash Advance
This product was designed to provide fast and easy financing for business owners for any use such as buy equipment, payroll, inventory, pay taxes, working capital – no restriction as to how you can use the money. Most businesses whether large or small heavily rely on small business financing to help meet a lot of their business needs. Business owners who need money for their business are unable to get it from the bank because the bank’s requirements are stiff. The process can take as little as 24 hours.
A merchant cash advance allows you to borrow against future earnings to access capital today. Merchant cash advances are funded much more quickly than other forms of financing, making a lifesaver for businesses in need of fast access to financing. Having a poor credit score will not be a major issue when qualifying for this type of financing.
Cash advance loans are just one of the many financing options available to small business owners who need cash quickly. Talk to SFS to learn more about cash advance rates, and find the best business loan for your specific terms and needs. A merchant cash advance is not a loan
How a merchant cash advance works
A merchant cash advance allows a business to borrow against its future earnings. Unlike other business loans, collateral is not typically required to start a merchant cash advance, which means you can receive funds in as little as 24 hours.
Line of Credit
A business line of credit is ideal for repeat cash flow needs. Businesses have access to the approved amount whenever they need it, which makes it great for those unexpected expenses. Only pay for what you use
Credit lines up to $250,000
No prepayment penalties
Payment Frequency – fixed daily, weekly or monthly payments withdrawn from business bank account on file
Payment terms – Amortization can be from 3-18 months – Term may reset every time you draw capital.
Invoice Factoring
Invoice factoring, also known as accounts receivables factoring, allows businesses to turn pending invoices into immediate funds
Turn unpaid invoices into cash
Credit lines up to $10 million
Fund only the invoices you want
No long-term contracts
Rate as low as 0.25% per week
Approval as fast as 24 hours
Easy access to capital on outstanding 30, 60 or 90 day invoices
Asset Based Loan
Asset based loans are based on company assets that are used as collateral to secure business financing. This allows you to borrow based on company assets on an ongoing basis to cover expenses or investments.
Loan amounts starting at $50,000 and range up to 10 million
Loan terms starting at 6 months ranging up to 36 months
Payment frequency – fixed daily, weekly or monthly payments
Commercial Real Estate Loan
A loan to help finance the purchase, development, or repair of land, buildings, offices, and other commercial properties.
Loan amounts starting at $75,000 and range up to 2 million
Loan terms starting as low as 5 years ranging up to 20 years
Payment frequency – Monthly payments
Equipment Financing
If you do not want to purchase an equipment you can lease it which will allow you to make equipment upgrades easy,
Time in business – 1 Year
Minimum Fico score 600
Monthly revenue $20,000
Interest rate – As low as 7.5%
Loan term 1-5 years
Loan amount $5,000 – 5 million
Time to funds – as fast as 24 hours
Frequently Asked Questions
Do I qualify?
To qualify for one of our programs, you must have a personal FICO credit score of over 535. Your business must be over six months old, and you need to average a minimum of $10,000 in gross monthly revenue for the last three months.
What determines my rate?
Each application is considered based on your bank transactions, cash flow, and partially on your credit. Your actual rate is calculated based on our proprietary algorithm which takes into consideration several factors.
How do I pay back?
There are multiple options. Depending on your preferences, business type and setup, you can choose between: daily, weekly and monthly ACH payment options, lock box or credit card split payments.
Do I need any collateral?
You do not need to provide any collateral when applying through Fundomate. We simply consider your business’ overall performance and cash flow. Our goal is to make the funding experience as seamless as possible and to build long standing relationships with the companies we fund.
What is the term I can get the money for?
Depending on your eligibility, you will be able to keep the funds up to 18 months.
How fast can I receive the funds?
Thanks to our quick and fully automated process, you are able to sign the contract and get funded as soon as the same day you apply. Based on our previous customers’ experience, the funds will reach your account within 24 hours.
Have more questions? Please call us to talk with our customer support team at 973-928-3692 or 917-686-9848
Don’t wait, get your offers today!
TCPA Notice
BY CLICKING APPLY NOW, I GIVE SMARTFUNDINGSOURCE.COM AND ANY OF OUR PARTNERS, AFFILIATES, AGENTS, ASSIGNS AND SERVICE PROVIDERS EXPRESS PERMISSION TO CONTACT ME AT THE EMAIL AND NUMBER PROVIDED ABOVE VIA EMAIL, PHONE, TEXT MESSAGE (SMS/MMS) AND/OR CELL PHONE INCLUDING USAGE OF AUTOMATED DIALING EQUIPMENT, ARTIFICIAL INTELLIGENCE AND PRERECORDED CALLS OR MESSAGES. YOU FURTHER AGREE THAT SMARTFUNDINGSOURCE.COM MAY SEND E-MAILS TO ANY EMAIL ADDRESS YOU PROVIDE US OR — USE OTHER ELECTRONIC MEANS OF COMMUNICATIONS TO THE EXTENT PERMITTED BY LAW. CONSENT MAY BE REVOKED AT ANY TIME AND BY ANY REASONABLE MEANS.